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BULLET St. Louis City Revised Code Chapter 17.53 Division II Operation of Motor Vehicles Without Maintaining Financial Responsibility

St. Louis City Revised Code (annotated) has been converted to electronic format by the staff of the St. Louis Public Library. This electronic version has been done for the interest and convenience of the user. These are unofficial versions and should be used as unofficial copies.

Official printed copies of St. Louis City Revised Code may be obtained from the Register's Office at the St. Louis City Hall.



Division II. MISCELLANEOUS PROVISIONS

Chapter 17.53
Operation of Motor Vehicles Without Maintaining Financial Responsibility

Sections:

17.53.010 Operation of vehicle without financial responsibility--Prohibited.
17.53.020 Proof of financial responsibility--Required.
17.53.030 Financial responsibility--Defined.
17.53.040 Proof of financial responsibility.
17.53.050 Proof of financial responsibility--To be produced on demand.
17.53.060 Failure to exhibit proof.
17.53.065 Insurance identification card--Counterfeiting.
17.53.070 Penalty for violation.

17.53.010 Operation of vehicle without financial responsibility--Prohibited.

No person shall operate a motor vehicle registered in this state, whether owned by such operator or by another, upon the streets, alleys or highways of this City, unless such operator, or the owner of the vehicle, maintains financial responsibility which covers the operation of that vehicle by such operator.
(Ord. 62779 1, 1992.)

17.53.020 Proof of financial responsibility--Required.

No person shall operate a motor vehicle registered in this state, whether owned by such operator or by another, upon the streets, alleys or highways of this City, unless such operator exhibits proof of his or her financial responsibility upon demand of any police officer who lawfully stops such operator while that officer is engaged in the performance of the duties of his or her office.
(Ord. 62779 2, 1992.)

17.53.030 Financial responsibility--Defined.

For purposes of this section, the term "financial responsibility" shall mean the ability to respond in damages for liability occurring after the effective date of proof of such financial responsibility, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of twenty-five thousand dollars ($25,000.00) because of bodily injury to or death of one person in any one accident, and, subject to said limit for one person, in the amount of fifty thousand dollars ($50,000.00) because of bodily injury to or death of two or more persons in any one accident, and in the amount of ten thousand dollars ($10,000.00) because of injury to or destruction of property of others in any one accident.
(Ord. 62779 3, 1992.)

17.53.040 Proof of financial responsibility.

Proof of financial responsibility may be shown by any of the following:

A. An insurance identification card issued by a motor vehicle insurer or by the Director of Revenue of the State of Missouri for self-insurance, as provided by Section 303.024 of the Revised Statutes of Missouri. A motor vehicle insurance policy, a motor vehicle liability insurance binder, or receipt which contains the name and address of the insurer, the name and address of the named insured, the policy number, the effective dates of the policy and a description by year and make of the vehicle, or at least five digits of the vehicle identification number or the word "Fleet" if the insurance policy covers five or more motor vehicles, shall be satisfactory evidence of insurance in lieu of an insurance identification card.

B. A certificate of the State Treasurer of Missouri of a cash deposit as provided by Section 303.240 of the Revised Statutes of Missouri.

C. A surety bond filed with the Director of Revenue of the State of Missouri as provided by Section 303.230 of the Revised Statutes of Missouri.
(Ord. 62779 4, 1992.)

17.53.050 Proof of financial responsibility--To be produced on demand.

Proof of financial responsibility shall be carried at all times in the insured motor vehicle or by the operator of the motor vehicle if the proof of financial responsibility is effective as to the operator rather than to the vehicle. The operator of the motor vehicle shall exhibit the proof of financial responsibility on the demand of any police officer who lawfully stops such operator while that officer is engaged in the performance of the duties of his or her office.
(Ord. 62779 5, 1992.)

17.53.060 Failure to exhibit proof.

Failure of any person who operates a motor vehicle on the streets, alleys or highways of this City to exhibit proof of financial responsibility on the demand of any policy officer who lawfully stops such person shall be prima facie evidence that such person, or that the owner of the vehicle, does not maintain financial responsibility as required by this ordinance. It shall be an absolute affirmative defense to a violation charged under Section 17.53.010 that the operator of a motor vehicle, or the owner of the vehicle, did maintain financial responsibility which covered operation of the vehicle by such operator on the date of the violation. It shall be a mitigating circumstance to a violation charged under Section 17.53.010 that the operator, subsequent to the date of the offense, and prior to a trial or guilty plea, obtained and maintained financial responsibility which covers operation of motor vehicles by such operator.
(Ord. 62779 6, 1992.)

17.53.065 Insurance identification card--Counterfeiting.

A. No person shall make a replica, facsimile or counterfeit of any insurance identification card issued by a motor vehicle insurer or of any proof of financial responsibility certificate issued by the state of Missouri, nor shall any person erase, change or alter any insurance identification card issued by a motor vehicle insurer or any proof of financial responsibility certificate issued by the state of Missouri or knowingly use or display a replica, facsimile or counterfeit insurance identification card issued by a motor vehicle insurer or proof of financial responsibility certificate issued by the state of Missouri.

B. Penalty for Violation. Any person found guilty of a violation of this section shall be punished by a fine of not more than five hundred dollars ($500.00) or by imprisonment for not more than ninety (90) days or by both such fine and imprisonment.
(Ord. 64711 1, 2, 1999.)

17.53.070 Penalty for violation.

Any person convicted in violation of Section 17.53.010 shall be fined no less than two hundred dollars ($200.00) nor more than five hundred dollars ($500.00) or by imprisonment for not more than ninety (90) days, or by both such fine and imprisonment; provided that if certain mitigating circumstances exist as provided in Section 17.53.060, such fine shall be no more than twenty-five dollars ($25) for the first offense.
(Ord. 62779 7, 1992.)

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